Terms of Service


 These Terms of Service (“TOS”) are a contract between you (“You” or “User”) and iGlobe Advisory Inc. (“iGlobe”, “We”, or “US”). By accessing our servers, websites, or content (together, “Content”), you agree to the following terms and conditions and the terms of our Privacy Policy and Refund Policy. (Terms of Service was last updated on August 20, 2020)

Subject to these Terms, we provide access and use of the iGlobe website to subscribers and visitors including limited access and maintenance of the Content.

LICENSE. If you are 18 or older, we grant you a limited, revocable, nonexclusive, non-assignable, non-sublicensable license to access Content in compliance with the TOS; unlicensed access is unauthorized. We may require at any time that you provide evidence of your age. You agree not to license, distribute, make derivative works, display, sell, or “frame” content from Content.

USE. You agree not to use or provide software (except for general purpose web browsers and email clients, or software expressly licensed by us) or services that interact or interoperate with Content, e.g. for downloading, uploading, posting, flagging, emailing, search, or mobile use. Robots, spiders, scripts, scrapers, crawlers, etc. are strictly prohibited, as are misleading, unsolicited, unlawful, and/or spam postings/email. You agree not to collect users’ personal and/or contact information (“PI”).

MODERATION. You agree we may moderate Content access and use in our sole discretion, e.g. by blocking (e.g. IP addresses), filtering, deletion, delay, omission, verification, and/or access/account/license termination. You agree (1) not to bypass said moderation, (2) we are not liable for moderating, not moderating, or representations as to moderating, and (3) nothing we say or do waives our right to moderate, or not.


To the extent permitted by law, (1) we make no promise as to Content, its completeness, accuracy, availability, timeliness, propriety, security or reliability; (2) your access and use are at your own risk, and Content is provided “AS IS” and “AS AVAILABLE”; (3) we are not liable for any harm resulting from (a) user content; (b) user conduct, e.g. illegal conduct; (c) your Content use; or (d) our representations; (4) WE AND OUR OFFICERS, DIRECTORS, EMPLOYEES (“CONTENT ENTITIES”), DISCLAIM ALL WARRANTIES & CONDITIONS, EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE, OR NON-INFRINGEMENT; (5) CONTENT ENTITIES ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS (E.G. OF PROFIT, REVENUE, DATA, OR GOODWILL); (6) IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED $100 OR WHAT YOU PAID US IN THE PAST YEAR.

CLAIMS. You agree (1) any claim, cause of action or dispute (“Claim”) arising out of or related to the TOS or your Content use is governed by British Columbia (“BC”) law regardless of your location or any conflict or choice of law principle; (2) Claims must be resolved exclusively by provincial or federal court in British Columbia, Canada (except we may seek injunctive remedy anywhere); (3) to submit to personal jurisdiction of said courts; (4) any Claim must be filed by 1 year after it arose or be forever barred; (5) not to bring or take part in a class action against Content Entities; (6) (except government agencies) to indemnify Content Entities for any damage, loss, and expense (e.g. legal fees) arising from claims related to your Content use; (7) you are liable for TOS breaches by affiliates (e.g. marketers) paid by you, directly or indirectly (e.g. through an affiliate network); and (8) to pay us for breaching or inducing others to breach the “USE” section, not as a penalty, but as a reasonable estimate of our damages (actual damages are often hard to calculate): $0.10 per server request, $1 per post, email, flag, or account created, $1 per item of PI collected, and $1000 per software distribution, capped at $25,000 per day.


Account Terms

You must be 18 years or older to use The Site and by opening your account you declare that you are 18 years or older. We may require at any time that you provide evidence of your age.

You must provide accurate and complete information on all registration and other forms. You must continue to update your information to maintain its truthfulness, accuracy, and completeness. You must not provide false or misleading information about your location or about your business, your skills, or the Services you provide. You must not impersonate any person or entity, or make any false statement regarding your employment, agency, or affiliation with any person or entity.

You must provide a valid email address to complete the registration process.

You may not use iGlobe.ca for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws) as well as the laws of Canada and the Province of British Columbia.

You agree that you are responsible for your own conduct and communications while using the Site and for any consequences of that use.

You are responsible for all activity and content including comments and messages that are posted using your iGlobe.ca account.

You may not use the Site in any manner which could disable, overburden, damage, or impair the Site, iGlobe.ca servers or computer network, or interfere with any other party’s use and enjoyment of the Site.

We respect the intellectual property of others, and we expect our users to do the same.

We reserve the right to monitor use of the Site to determine compliance with these Terms.

We reserve the right to suspend or terminate your Membership at any time, without notice, if you breach or violate the Account Terms or any other terms posted on the Site from time to time.

Any Member of the Site that we remove from the Site due to violation of the Terms will receive no credit or payment. If in a fraudulent payment situation, a payment has already been processed, the Service Provider will be expected to return the funds.


Password &Account Security

You are responsible for keeping your password secure. We cannot and will not be liable for any loss or damage from your failure to maintain the security of your username and password. You may not transfer your account to anyone else.

We care about the security of our users. While we work to protect the security of your content and account, we cannot guarantee that unauthorized third parties will not be able to defeat our security measures. Please notify us immediately of any compromise or unauthorized use of your account.


Payments & Transactions

Payment transactions on the Site is secure and private. We do not keep your credit card, bank or other payment information. We currently use third-party payment processors for electronic commerce. Our payment processors and the payment methods they accept may change without notice. Our third-party e-commerce payment processor accepts payments through methods detailed on the applicable payment screen, which may include various credit cards. By using such third-party payment processors, you agree to their terms and conditions of use. Such third parties may charge fees to process payments. We may pay certain fees at our sole discretion. We make no representations and warranties about the continued availability of any particular form of payment method.

All rates shown on the iGlobe.ca are inclusive of our Service Fee and all applicable country taxes and surcharges. Such rates are subject to periodic changes at the sole discretion of each Service Provider.

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